Insurance & Financing - Chicago, IL

Taking the Worry
Out of Dental Expenses

older couple financing

Connecting Patients
with Superior Dental Care They Can Afford

At Brighter Smile, we believe excellent dental experiences will have a positive influence on many facets of your life. We’re committed to connecting patients with the superior dental care they deserve, so you can enjoy an improved quality of life with a healthy, naturally beautiful smile. We understand that it can be difficult to find affordable dentistry without sacrificing the quality of your care. Our commitment to providing affordable dental care of the highest quality guides every aspect of our practice. We also help our patients navigate the complex world of dental financing to help them get the care they need conveniently and within budget.

Finding affordable dental implant financing can be especially challenging, as many insurance providers only offer limited coverage for dental implants and some providers don’t cover implants at all. That’s why we also work with third-party dental financing providers to help bridge the gap between dental insurance benefits and manageable out-of-pocket expenses. We’re so dedicated to connecting our patients with the best possible dental care that we also offer our own in-house dental financing plan! You shouldn’t have to put off the dental care you need just because you’re not insured now. Brighter Smile membership plans deliver affordable dentistry to every patient.

Our Payment and Financing Options

dental patient paying with credit card

Cash, Check, or Credit Card

In most instances, we allow patients to provide payment using cash, check, or credit card. We accept most major credit cards.

receprtionist going over dental insurance with patient

Dental Insurance

We work as an out-of-network provider for most dental insurance carriers. Our insurance coordinator works closely with your insurance company to help get you the greatest benefits.

carecredit credit card


CareCredit – a healthcare credit card that helps make dental treatments more affordable – is a simple and popular dental financing option for our patients. CareCredit dentistry has made dental procedures more affordable and less stressful for patients as CareCredit dental cards can be used to pay for cosmetic treatments and procedures not covered by dental insurance. Patients are eligible for short-term payments that are interest-free. For lengthier treatments that may be more costly, CareCredit dental offers affordable fixed monthly payments with low-interest rates to fit your budget. Visit or call 1-800-677-0718 for more information.

Alphaeon credit logo


A credit card just for your dental financing needs. Alphaeon Credit offers patients with special financing options for any purchase of more than $250 with credit lines up to $25,000 and the ability to reuse your card making this option a versatile one. With low-interest rates and affordable monthly payments, Alphaeon Credit can help make your next dental payment an easy one. Patients can see if they pre-qualify in minutes without impacting their credit score and are given instant results that include the credit limit. Visit or call 855-497-8176 for more information.

dentist showing in-house financing plans

In-House Membership Plans

Our in-house dental financing plans include benefits such as reduced dental fees for all services, no annual maximums, no waiting periods (meaning you can use your membership benefits immediately), no annual deductible, no pre-authorization requirements, no pre-existing condition or age limitations, and discounts from the annual membership fee for each family member when signing up simultaneously. Ask us for more information about getting the best, most affordable dentistry in Chicago, IL!